Our Business Finance Products
Invoice Finance
Cash flow is the essential fuel that keeps most businesses running smoothly. However, it gets obstructed by B2B invoices that are unpaid, delayed, or have extended payment terms.
Your business can find itself in a situation where it has plenty of assets but lacks cash. This is where invoice finance, also known as 'factoring', comes in as the perfect solution to this problem.
Samui Group provides a solution to unlock the capital held up in your invoices, offering you the opportunity to access up to 90% of the invoice value, usually within 24 hours.
Instead of waiting for payments for 30, 60, or even 90 days, our solution releases this capital into your cashflow.
This immediate release of cash can be used for settling supplier bills, investing in research and development, strategising for expansion, or any other business needs.
Samui enables you to boost your cashflow swiftly while we take on the task of collecting payment from your debtors.
Invoice finance is one of the most accessible and powerful ways to start making your working capital work for your business.
Inventory Finance
Inventory Finance is a funding solution that allows businesses to release the working capital tied up in stock, by borrowing against the value of the stock owned by them.
An inventory finance facility from Samui can become the backbone of your business as the facility releases cash flow through your business.
The nature of an inventory finance facility provides you with consistent capital for your business based on your inventory.
Inventory Finance serves not just as a funding tool but also a strategic partner that helps businesses thrive even in uncertain economic climates. By ensuring consistent cash flow, it empowers companies to take calculated risks and seize new opportunities for growth.
Our offering of Inventory finance is designed to bridge the funding gap that many businesses face and works perfectly with our invoice finance facilities to provide robust cash flow for our clients.
By utilising our bespoke financial solutions, SME's can sidestep the common pitfalls associated with poor cashflow and instead focus on their core business operations and drive business forward.
How can inventory finance help your business?
Inventory is the lifeblood of any business that is not service based. It keeps your business going and makes customers happy.
Our inventory finance solution uses your inventory as collateral for cash flow, releasing the cash tied up in your inventory.
Our inventory finance can provide SME's with a viable solution to their cashflow and stock needs.
You then repay us through your invoice finance facility once you raise an invoice to your customer.
Purchase Finance
A common problem for businesses is that when they recieve a potentially lucrative sales order, they often realise they do not have the cash resources to pay for the necessary product to fulfil that potentially valuable order. Particularly when you have multiple orders on the table.
Whilst this is great news for your business, the headache of having the liquid capital available to fulfil these orders is not.
The last thing you want to do is turn away a large purchase order, missing out on the opportunity to generate revenue for your business and the potential for repeat business
This problem is often exacerbated by the lack of credit provided by the manufacturer when they raise the invoice.
This is where a purchase finance facility from Samui comes into play.
A purchase finance facility from Samui Group goes hand in hand with our invoice finance or inventory finance facility.
We provide access to the cash you need to fulfil the next large purchase order than comes in.
We can pay your suppliers directly leaving you to focus on delivering your outstanding product or service to your clients and growing your customer base.
Supply Chain Finance
Our supply chain finance brings together our individual finance products under one umbrella.
Risking a valuable order is a situation no business relishes. It's the equivalent of having a gold nugget in your grasp only to let it slip away.
Samui provides a solution that runs like clockwork. We understand that a robust supply chain is key to the success of any business operation and provides a seamless transition from purchase finance to inventory finance ensuring funds are available at every stage of the supply chain.
Initially, our product/supply chain finance facility steps in to fund the purchase of the raw materials or products from your supplier, eliminating any potential hiccups in your supply chain. Production goes uninterrupted and business continuity is maintained.
This purchase finance is then repaid through our innovative inventory finance solution.
Ultimately, the inventory finance is then repaid on the successful sale of goods to your customer through the invoice finance facility.
How can supply chain finance help your business?
By integrating this inventive finance facility into your operation, you can concentrate on what matters most - growing your business and satisfying your customers.
This comprehensive approach not only assists in maintaining a steady cash flow but also fuels stability and growth in your business.